About us - how we're paid

Lainchbury Financial offers you a choice of how we’re paid. Whichever option you decide to take, the advice we give you is the same.

Option One:
You do not pay us a fee for professional services. We receive a commission from the lender, being a percentage of the loan you take out. We will disclose to you the exact amount of commission payable to us before the application is passed to the lender.

Option Two:
You pay a fee for our professional services and we will pass to you any commission paid to us by a lender. We will disclose to you the exact fee payable at our initial meeting. As a guide, the fee we charge is normally around 1% of the loan you take out and is payable on submission of an application to a lender.

Neither option has any influence on the advice that we give but some clients feel more comfortable if their professional advisers receive no commission from lenders. You don’t need to decide on which option you would like to take until our initial meeting.